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Charter Club Bedspreads

Compare Charter Club bedspreads, quilts and coverlets by size, warmth and pattern, then narrow the choice to what fits your bed and routine.
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New to the Bedspread Range

Four Fresh Bedspreads, Each With Its Own Look

A queen bed made with a gold quilted bedspread and matching gold shams in a classic bedroom

Charter Club Quilted Queen Bedspread & Pillow Sham Set - Gold B392, Classic Warm Gold

Set in a warm gold tone, this quilted bedspread brings a classic, tailored look to a queen bed, and the matching shams finish the whole setting at once. The quilting adds light, even warmth that works through most of the year. Choose it when you want a polished bed without replacing what you already own.

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A king bed dressed in an oat reversible quilt with a leaf silhouette pattern and a corner turned back

Charter Club Leaf Silhouette Cotton Reversible KING Quilt & Shams Set Oat, Reversible Oat Style

Reverses to a second look, so one quilt covers two moods without a second purchase. The leaf silhouette pattern adds a soft natural detail in oat, a tone that sits quietly beside warm wood and cream walls. Cotton construction keeps it breathable, and the king size suits wider mattresses where a shorter spread falls short.

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An ivory king quilt with embroidered floral designs spread neatly over a bed with a wooden headboard

Charter Club King Quilt Ivory Embroidered Floral Design Quilted Hand Cottage, Floral Bedroom Accent

Embroidered floral detail gives this ivory quilt a hand-finished look that reads well in a calm, traditional bedroom. The ivory ground reflects light, so a smaller room feels open rather than weighed down. Quilted layers add gentle warmth on their own, and the king cut leaves a clean drape on both sides of the bed.

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A white damask quilted coverlet with matching shams dressed on a bed in a bright modern bedroom

Charter Club Damask Quilted White Coverlet Set Full/Queen, Crisp White Layer for Everyday Beds

A white damask coverlet gives the bed a crisp, tailored finish that works in guest rooms as easily as in a main bedroom. The woven damask pattern shows only in raking light, so it stays subtle rather than busy. This Full/Queen set pairs with shams, and the lighter weight layers well over sheets in warmer months.

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Charter Club Mojave Medallion Cotton Quilt, King - Cozy Cotton Warmth for Everyday King Beds

The Mojave Medallion pattern gives a king bed a warm, graphic focal point without overwhelming the room. Cotton stays breathable for nightly use, and the king cut drapes evenly on both sides of the bed. Layer it when the room runs cool, or fold it at the foot over lighter sheets in warmer weeks.
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A king bed dressed in a warm medallion pattern cotton quilt in a simply styled bedroom
Shoppers Keep Coming Back

Three Bedspreads Shoppers Return To

These three picks answer a different question than the first group: which look suits the room’s mood and how much pattern you want. Compare the scallop edge, star motif and plaid check against your walls, rug and sheets.
A bed dressed in a scallop-edged quilt set with matching shams showing the wavy border

Bailey Scallop Quilt Sets - Macy's Exclusive Quilts With a Soft Scalloped Edge for Everyday Use

Sold only at Macy’s, the Bailey set stands out for its scalloped edge, which frames the bed more softly than a straight hem. That gentle border suits traditional rooms and layered bedding where detail matters at the sides. Compare it with the plaid and star sets when you want detail that reads from across the room.
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A bed dressed in a dark midnight star quilt set with matching shams against pale bedroom walls

Midnight Star Artisan Quilt Set - Macy's Exclusive With a Deep Night-Sky Star Pattern

A Macy’s Exclusive, this set brings a dark star pattern that suits bedrooms needing contrast against pale walls. The deep ground hides everyday wear between washes, which helps in a room used every night. Consider it when you want a bolder look than the ivory and white spreads without changing pillows or sheets.
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A bed dressed in a red and green plaid quilt set with matching shams in a winter bedroom

Jolly Plaid Quilt Sets - Macy's Exclusive Quilts With a Classic Holiday Plaid Check for Winter

Also sold only at Macy’s, the Jolly Plaid set offers a familiar check that works through the holidays and back to everyday winter use. Plaid repeats in both directions, so it stays balanced on a large mattress. Weigh it against the star and scallop sets if you prefer a pattern that feels festive without a themed motif.
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Who This Category Serves

Three Ways a Bedspread Earns Its Place

Refreshing a Bedroom in One Step

When sheets and paint stay as they are, a new bedspread changes the whole room in a single swap. Pick a tone that picks up an existing accent, and the bed becomes the piece that pulls the space together.

Outfitting a Guest Bed Quickly

A ready-made set with shams gives a guest room a finished look in minutes, even if the bed is used only occasionally. Choose a light color you can wash often, and keep a spare layer nearby for colder nights.

Layering Through Changing Seasons

Use a lighter spread over sheets in warm months, then add a blanket underneath when the temperature drops. Keeping two weights on hand means the bed stays comfortable without a full bedding change each season.
What to Compare First

Match Bed Size, Warmth and Pattern to Your Room

A quilted bedspread draped over a mattress showing how far it falls toward the floor
Start With the Bed Size You Actually Own

A queen spread on a king bed leaves the sides short, while a king spread on a queen drags near the floor. Measure the mattress depth first, then check that the drop covers it without bunching.

A lightweight folded cotton quilt at the foot of a neatly made bed in soft daylight
Weight and Warmth Across Seasons

Quilted cotton gives light warmth for most months, and heavier layering suits colder rooms. If you sleep warm, favor a thinner spread you can pair with a blanket in winter.

A made bed with a large repeating quilt pattern beside a plain solid pillow
Pattern Scale and How Busy It Reads

Large motifs read bolder from across the room, while small repeats stay quiet behind other decor. Think about wall color and rug pattern before choosing a design that competes.

An adult hand turning the corner of a quilted cotton bedspread to show its soft stitched texture
Fabric Feel Against Skin and In Wash

Softer cotton feels cooler against skin and tends to relax after washing. Check the care label too, since some sets prefer gentle cycles and low heat to keep the quilting flat.

Two quilted shams propped at the headboard with a folded coverlet across the foot of the bed
Sham and Coverlet Matching Choices

Sets that include shams save a matching step and make the bed look complete. If you already own shams, a standalone spread in a solid tone is the simpler update.

A freshly washed quilt draped over a drying rack in a bright laundry area
Care, Cleaning and Everyday Upkeep

Machine-washable options fit busy households, and line drying helps the stitching hold shape. Plan for a spare coverlet so one bed stays made while the other is in the wash.

Where the Styles Split

Three Bedspread Directions Worth Comparing

Solid and Textured Neutrals

A solid coverlet with texture from the quilting itself keeps the bed calm and lets pillows or throws do the talking. It suits patterned walls, busy rugs and guest rooms where a quieter layer stays in style longer.

Printed and Nature-Inspired Patterns

Leaf, floral and medallion prints give the bed a focal point, best when the surrounding room stays simple. Scale is the deciding detail: smaller repeats feel restful, while larger motifs hold a bigger room together.

Seasonal and Occasion-Led Checks

Plaid and star patterns suit cooler months and change the room quickly without new furniture. Keep them in rotation with a plainer set, so the bed can shift back to an everyday look once the season passes.
  • In Shoppers' Own Words

What Bedroom Owners Notice After Washing

These accounts describe the ordinary moments that decide whether a bedspread stays in use: how it feels at night, how it holds up in the wash, and whether the color matched what was expected on screen.
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Marlene K.

I ordered a quilted spread for our guest room and washed it before putting it on the bed. It came out soft with the stitching still flat, and the color looked the same as the photos. Guests have mentioned that it feels cool, which was exactly what I wanted for spring.
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Denise R.

Bought a king-size quilt to replace a worn coverlet. It arrived lighter than I expected, which I actually prefer, and it drapes evenly on both sides of the mattress. Three months of nightly use and it still looks pressed right out of the dryer.
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Joan P.

I compared several department-store sheet and bedding programs before ordering, and the price was the deciding factor. The fabric feels soft without being heavy, and I like that the bed looks finished with just two shams. Would order again for the other bedroom.
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T. Alvarez

Slept under mine through the summer with just a sheet underneath and never felt overheated. In winter I added a thin blanket and it was warm enough. The quilted pattern has stayed even after several washes on a gentle cycle, which was my main worry.
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Bethany S.

I wanted something that would not fight the patterned rug in our room, so I chose a plain tone. It works. The bed reads calm in the morning light, and I have not had to replace shams to make it look matched, since the set came with everything.
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Carol M.

Delivery took about a week and the packaging was simple, nothing fancy. I checked the measurements against my mattress before ordering, and the drop covers the sides without pooling on the floor. After two washes the white has stayed bright, which surprised me.

Common Bedspread Questions, Answered

Match the size label to your mattress first: full, queen and king each need their own cut. Then measure the drop from the mattress top to the floor, allowing extra if it sits high. Sets list the included pieces, so check whether shams come with the spread.
Most quilted cotton spreads give light to medium warmth, which suits many sleepers year-round. If your room runs cold, add a blanket underneath and use the spread as the top layer. How warm you sleep matters more than thickness, so weigh that first.
A bedspread is the general term for the piece that covers the bed, while a quilt is stitched through layers for warmth and a coverlet is a lighter top layer. In this category the terms overlap, so read the fabric and set details rather than the label alone when comparing.
Many cotton quilts are machine washable, but check the care label before you start. Use a gentle cycle with cool or warm water, avoid heavy bleach, and consider low heat or line drying so the stitching stays flat. Washing alone keeps the color and shape steadier over time.
There is no fixed schedule; washing every few months is typical for a bed used nightly, or sooner if spills occur. Between washes, air the bed in the morning, rotate the spread end for end, and use a light blanket on top to cut down on soil and wear.
A neatly folded quilted bedspread and a measuring tape resting on a bright bedroom bench
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A neatly made bed dressed in layered pale cotton sheets beside a window in a calm bedroom
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